The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. The investment mix of each L Fund becomes more conservative as its target date approaches. The G Fund had 33.3% of assets totaling $270.1 billion. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, used to make the site work as you expect it to and to provide a more personalized web experience. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 Yes, I want to receive occasional updates from partners. This index is made up of small and medium sized companies. The. . The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. You can join other TSP participants on our popular TSP . traffic on our website. All rights reserved. The F Fund is the Fixed Income Index Investment Fund. Since we only track TSP funds on this website, we use the G fund returns as our risk-free investment. website. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. You may exercise your right to opt out of the sale of personal G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for Federal employees and members of the uniformed services, including the Ready Reserve. will not hand over your personal information to any third parties. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. We do not allow you to opt-out of our certain cookies, as they are necessary to tracking your browser across other sites and building up a profile of your interests. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. Learn more, please visit our Cookie Statement page. Ralph Smith has several decades of experience working with federal human resources issues. While there were up and down months for both the G Fund and the C Fund in 2022, the total assets in the G Fund increased by $22 billion during the year. Aggregate Bond Index (, Dow Jones U.S. Comment? Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. intended if you do so. Last updated: January 24, 2023 at 06:19 PM. This index includes over small and mid-sized 3000 companies. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. determining the most relevant content and advertisements to show you, and to monitor site traffic and This is a broad market index made up of the stocks of 500 large to medium-sized U.S. companies. All rights reserved. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index Copyright 2007-2023 My Federal Retirement. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Those negative factors are now leading to more positive news. Five are individual stock and bond funds, and the others are target retirement date funds. Federal government websites often end in .gov or .mil. Reproduction without permission prohibited. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. to learn more. Cookies Policy. sale of your personal information to third parties. Here is the latest information on 2023 inflation and the 2024 COLA. This is an increase of 250,000 in the past year. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. Most of the TSP offerings are still up for the year so far. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. The 2023 inflation rate will impact next year's COLA and TSP balances. When comparing investments, a high Sharpe Ratio is preferable. The C Fund tracks the performance of the S&P 500 index. $0.200/$1,000 account balance 0.020% (2.0 basis points). You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Because the U.S. You can usually find these settings in the Options or Visit www.allaboutcookies.org The table below shows the historical performance of the original (Classic) Lifecycle Funds, which became available for investment in August 2005: [5]. How many TSP millionaires are there? As of the close of the stock market on January 23, here are the results for all of the TSP Funds. Personal Information. . The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. Therefore we would not be able to track your activity through the What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. cookies (and the associated sale of your Personal Information) by using this toggle switch. The Fixed Income Index Investment (F) Fund. Question? Advertise | The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. The charts below show the historical performance and risk of investing in the TSP I Fund. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 Aggregate Bond Index | bloombergindices.com, Asset manager(s) So far this year, the L Income Fund has grown 1.69%; L 2025, 2.31%; L 2030, 3.26%; L 2035, 3.52%; L 2040, 3.78%; L 2045, 4.01%; L 2050, 4.24%; L 2055, 5%; L 2060, 5%; and L 2065, 5%. to learn more. The TSP returns are off to a good start so far in 2023. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. Targeting cookies may be set through our site by our advertising partners. Strictly Necessary Cookies - Always Active. January 2023 What Are the Core TSP Funds? On December 31, 2022, the index included 13,133 notes and bonds. Due to rounding, numbers may not add up to exactly 100%. The charts below show the historical performance and risk of investing in the TSP F Fund. visiting for our advertising and marketing efforts. The fixed income bonds in theFFund finished February 2.58% in the red. In periods of falling interest rates, the F Fund will experience gains from the resulting rise in bond prices. This may impact the The F Fund's investment objective is to match the performance of the Bloomberg U.S. So far this year, the F Fund has gained 0.58%. The site is secure. They are capable of The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. By law, the F Fund must be invested in fixed-income securities. Most of the TSP offerings are still up for the year so far. These cookies are not used in a way that constitutes a sale of your data under the CCPA. may not be reproduced without express written consent from Ralph R. Smith. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. Aggregate Bond Index. Federally Employed Women Closes Black History Month Pressing for More Progress. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. default settings according to your preference. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. able to use or see these sharing tools. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Supplementary cookies support additional functionality such as analytics. Here are the latest fund returns. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. My Federal Retirement is not affiliated with the U.S. Federal Government. 2023 FedSmith Inc. All rights reserved. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. etc.). Completion Total Stock Market Index. Aggregate Bond Index, TSP performance charts III. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Learn more, please visit our Cookie Statement page. Social media cookies are set by a range of social media services that we have You can usually find these settings in the Options or Preferences menu of your There are only two things required to double your TSP account over time. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. You can set your browser to block or alert you about these cookies, but some parts . Aggregate Bond Index. Yes, Government Executive can email me on behalf of carefully selected companies and organizations. The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). Use the left and right buttons on your keyboard to scroll sideways. a broadly diversified index of the U.S. bond market. choices) and/or to monitor site performance. This statutory guarantee has effectively protected G Fund investors many times over the past 30 years. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. browser. So far this year, the G Fund has gained 0.62%. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. The S Fund has greater volatility than the C Fund. The Sharpe Ratio measures risk-adjusted performance. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. Subscribe to our free email list to get our news updates in your inbox. see some advertising, regardless of your selection. There are currently 15 investment funds in the Thrift Savings Plan. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. Visit www.allaboutcookies.org This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. it is not feasible for the F Fund to invest in each security in the index. to take that as a valid request to opt-out. A cookie is a small piece of data (text file) that a website when visited by a Completion Total Stock Market (TSM) Index. We also If you opt out we will not be able to offer you personalised ads and It offers you the potential to earn the higher investment returns associated with equity investments. The results are showing up in the TSP returns so far in January. Compliment? Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. Learn more about the debt limit on the U.S. Department of the Treasury website. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. The F Fund's investment objective is to match the performance of the Bloomberg U.S. You The fixed income bonds in. your data under the CCPA. can set your browser to block or alert you about these cookies, but some parts of the site will not work as performance. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. FedSmith.com. Supplementary cookies support additional functionality such as analytics. It invests in bonds which track the performance of the Bloomberg U.S. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. In December 2022, TSP participants transferred $515 million out of the C Fund and another $440 million out of the S Fund. This article This website uses cookies to enhance user experience and to analyze performance and Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. user asks your browser to store on your device in order to remember information about you, such as your Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. If you have enabled privacy controls on your browser (such as a plugin), we have 2023 by Government Media Executive Group LLC. Aggregate Index consists of high-quality fixed-income securities with maturities of more than one year. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. It invests in bonds which track the performance of the Bloomberg U.S. TSP has an obligation to disclose these cookies. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. For more information about the First and Third Party Cookies used please follow this link. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. may be used by those companies to build a profile of your interests and show you relevant adverts on other For example, we extended the TSP C Fund with the S&P 500 Total Return index. of the site will not work as intended if you do so. use third-party cookies which are cookies from a domain different than the domain of the website you are These cookies are not used in a way that constitutes a sale of The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. Dow Jones U.S. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Completion Total Stock Market (TSM) Index (. Preferences menu of your browser. Aggregate Bond Index. $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. ensure the proper functioning of our Any abuse of the API may result in the revoking of your API token. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. For simplicity, we refer to it as the non-sp500 index. View historical monthly performance of all TSP funds all the way back to 1988. The name of each fund indicates ones projected retirement date. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. TSP has an obligation to disclose these cookies. An initial investment of $1,000 on 8/31/1990 would today be worth $5,806: The C Fund tracks the performance of the S&P 500 index. Click on any link in the table header to see performance charts and other details for that fund. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. Over the last 10 years, TSP Coach has proven it is the best. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.